BenchmarkA standard from which a comparison is made. FundingA process where money is obtained, usually from a bank, in order to be used in the future. Funding RiskA risk caused by a change in interest rates resulting in the reduction of spread income between deposits and loans. Liability ManagementManagement of the bank's liabilities to reduce the cosplayt of funding to the bank. NegotiationA discussion held with the intent of reaching an agreement usually to the benefit of two or more parties. 基准用来作比较的一种标准。 集资一般向银行贷款以便以后用的一种办法。 集资风险 由利率变动而致使存款和贷款之间利差降低的风险。 负债管理 用于减少银行集资本钱的银行负债管理。 谈判 一般为两方或多方的利益达成共识所进行的讨论。